Yes! By adding the ability to offer compelling mortgage loan products at very competitive rates, you'll make your business stand out and be better positioned to compete with larger banks. In just the past year, Mortgage Center has facilitated more than $80 million in new member production for our partners. Our emphasis on increasing mortgage volume for credit unions has resulted in not only new loans but also numerous opportunities for membership growth. 

Because we believe in the mission of credit unions, Mortgage Center has been engaging in strategic partnerships and targeted outreach to increase awareness of the mortgage benefits offered by credit unions. By doing so, we're able to help your business bring in a new generation of members from all walks of life.  

Leveraging a mortgage CUSO offers lots of great benefits - from enhancing your membership base and navigating market uncertainties, to keeping business within the credit union community and addressing the demographic challenges facing many credit unions right now. Partnering with a CUSO is a strategic move that aligns with the core values of credit unions, fostering growth and sustainability in an ever-changing financial landscape.

Because we offer a variety of parternship programs, we're able to stay flexible and meet your business's specific needs. As your needs change, you'll be able to adjust your services with us to make sure you're getting everything your business needs, and nothing it doesnt.

Our flexible programs allow us to meet your business where it's already at, so we're always able to help take your credit union to the next level. Whether you're currently handing your mortgage program entirely in-house, or just doing the front end originating yourself, we have a solution for you! Just looking to get started offering mortgages? We can help with that too! Set up an appointment to talk with us to learn more about the different programs we offer.

There are lots of ways to benefit from working with Mortgage Center! We even offer investment opportunities, talk to our friendly Account Executive Keri to get more information!

Our wholesale program allows you to retain your existing front-facing experience for your customers, while having Mortgage Center handle the processing and underwriting of your loans. By leveraging our portfolio of competitive loan products, your loan officers will be able to make more sales than ever, without any need on your part to deal with costly overhead and scaling expenses.

Yes! You'll have the ability to set your own margin (up to 2.5%) on top of our highly competitive rates.

With our wholesale model, your existing originations team can stay in place and continue working with your membership the same way they always have.  

Tell us if this sounds familiar: You see an uptick in your mortgage department's business. Great! But now your LOs are getting a bit overwhelmed, and opportunities could be missed. Do you invest the money to scale up your mortgage department's staff and systems? What do you do if the market then takes an unexpected dip 6 months later? 

 

With our Wholesale program, there's no need to worry about staffing headaches, compliance issues, or scale-up costs. With us handling the processing, underwriting, and servicing of the loans on the back end, you don't need to worry about having the resources to take full advantage of the opportunities that come.

Our Retail program provides a full-service solution, allowing your credit union to provide your members (and potential members) with access to exclusive mortgage loan products at incredibly competitive rates. We'll handle the originations and the back-end processing, while your business earns more revenue and stands out to potential borrowers among your competition.

If your credit union doesn't offer mortgage loans, or if you're considering dropping them from your offerings, our retail model is perfect for you! Offering mortgage loans is a great way to diversify your product offerings, and to ensure your credit union gets noticed by potential homebuyers. Adding new members can also mean a boost to your deposits, as homeowners set up long-term, stable savings accounts to cover home maintenance and other expenses. 

Set up an appointment to speak with Keri, our account executive, to get more specific information on how we're able to support our Retail partners in getting the word out about the mortgage products you can offer.