First Time Buying a Home?

You've come to the right place! This page has all the tools and info that you'll want to have when starting your home buying journey. When you're ready, reach out to us via the contact form or give us a call, and one of our Mortgage Experts will be happy to guide you through the process.

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What Mortgage Is Right For Me?

Take a quick quiz to help you figure out which of our products is right for your home buying needs.

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You'll want to know this stuff

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This is the first couple sentences of the blog as many words that will fit until it reaches the character limit. We'll probably copy the first paragraph into the json or something. still working that out.

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Pertinant Blog Title

This is the first couple sentences of the blog as many words that will fit until it reaches the character limit. We'll probably copy the first paragraph into the json or something. still working that out.

High Level Product Features

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General Questions

What is an ARM?

An A.R.M. is an Adjustable Rate Mortgage and is a great loan option when the interest rate market is high. ARM loans are unique because unlike a conventional mortgage, the interest rate changes throughout the life of the loan.

How does it work?

For example, a 5-year ARM, commonly notated as a 5/1 or 5/6 ARM, has a fixed interest rate for the first five years. After that time, the rate could change once a year or every six months (depending on the second number) for the remainder of the mortgage term. If it’s a 5/1 ARM, the rate would adjust after five years, and once a year after that for the remainder of the loan term.

Is an ARM Loan right for me?

ARM loans aren't for everyone. It could be a great option for anyone who plans on moving or refinancing their mortgage before the end of the introductory fixed-rate period. It’s also a great option for anyone who wants the benefit of getting a lower initial rate than a fixed-rate mortgage that comes with an ARM loan.

Are ARMs available on multiple products?

Mortgage Center is now offering ARM loan options for some of our most popular loan products, including our PMI Saver & Golden Jumbo products.

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What you need to know when buying your first home

Purchasing your first home is an exciting time. Whether you’re doing it as an investment into your future or to gain some financial independence, we’ve lined up some helpful tips to make the process even easier.

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What You'll Need To Get Pre-Approved For a Mortgage

Purchasing your first home is an exciting time. Whether you’re doing it as an investment into your future or to gain some financial independence, we’ve lined up some helpful tips to make the process even easier.

Featured Article

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First-Time Home Buyer's Guide to Down Payments

Buying your first home is a once-in-a-lifetime experience that takes a lot of research and preparation. To help make things easier, here is a handy down payment 101 guide to help make things easier.

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600+ Google Reviews Tell The Whole Story

We're proud of what we do, the services we provide, and our customers are our biggest fans.

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About Us

Since 1990, Mortgage Center has been working with credit union members and mortgage borrowers to help our communities grow. As a member of Mortgage Center, you’re backed by a caring team of professionals experienced in mortgage lending and borrowing. Plus, on most mortgages, you will always make your payments to Mortgage Center for the life of the loan.

Our team of over 100 dedicated mortgage experts are excited to welcome you into the Mortgage Center family!

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