FHA loans aren’t the only option available for borrowers who are struggling to afford the purchase of a new home! HomeReady loans are perfect for people who have fairly good credit, but don’t have the cash to put up a 20% down payment. Learn more about the benefits of this alternative to standard FHA loans
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Ever wondered what makes a credit union different than a bank? It's actually very simple - Banks are owned by shareholders, credit unions are owned by you. Because they operate as nonprofit organizations, credit unions can offer a lot of advantages over traditional banks! Click below to read more about how credit unions serve you better, while saving you money at the same time.
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We asked our Mortgage Experts to give us the break down on Fixed Rate Mortgages. Here's what you need to know!
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If you're paying less than 20% down payment on your new home, you'll usually need to pay an additional monthly fee for private mortgage insurance, or PMI. These PMI fees can add up to hundreds, or even thousands of dollars per year! Read on to see how you can avoid monthly PMI payments with our PMI Saver Program.
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If you're wanting to get ready to actually apply for a mortgage, congrats! There are 3 aspects of your financial history that will need to be reviewed - your income, your assets, and your credit profile. There will also be some info needed about the property you're looking to buy. Read on for more information!
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Getting pre-approved for a home loan is an important step, so it pays to prepare ahead of time. Here are a few things you should consider before applying, and what you'll need to do to ensure your credit score, assets, and income are sufficient to get approved for the kind of home you want to buy.
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Home maintenance keeps your home clean and your systems and appliances running longer, and it's easier to keep up with than you might think! Read on for 6 of the most important items to check as part of regular maintenance.
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Owning a home is part of the American Dream, but it can also be a source of huge stress when things unexpectedly break. Get some tips here for both how to handle unexpected home repairs, and how to prevent them from happening in the first place.
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Don't let the holidays be a source of stress! Get tips here for setting a budget and reducing your holiday expenses, as well on information on how to consolidate your high interest debt with a home equity or refinance loan
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Wondering when mortgage rates are going to stop rising Or maybe even come down a bit? Learn about several different economic indicators you can monitor to give clues as to where rates are going, and see what the experts predict for 2024.
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Buying your first home is a once-in-a-lifetime experience. Check out our handy down payment 101 guide to help make your home purchase a bit easier.
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Adjustable rate mortgages, or ARMs, are a great alternative to fixed rate mortgages. Find out how ARMs work and whether they're right for you!
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Buying a fixer-upper is a great way to get more home for your money. Check out these helpful tips so you can purchase a fixer-upper with confidence.
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One of the most common home renovation projects is a kitchen remodel. Learn how to prepare and what to expect.
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Building your dream home is an exciting time, but make sure you come prepared! we're here to help you understand the process of getting a construction loan and explain the costs involved.
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Getting a good home inspection is crucial when purchasing a new home. As a buyer, you get unbiased, professional insight into the condition of the home. Find out answers to some common questions about home inspections, so you can go into the home inspection process feeling confident.
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Home equity loans, home equity lines of credit (HELOCs), and cash-out refinances are all great options, but which is right for you? Before you make your decision it’s important to fully understand the pros and cons of each.
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When you’re buying a new home, every dollar counts. Learn how to save yourself some cash over the life of your mortgage by checking out these great tips.
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Refinancing is a great way to save money on your mortgage, pay it off sooner, and much more. Discover why you should refinance, when the right the time to do it is, and calculate your payment to ensure you’re making the right decision.
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Thinking about buying a vacation home? Check out our tips below to make sure you’re vacation home ready!
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Check out these simple and helpful tips to change your move from a stressor to a success!
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Move into your new place with confidence! Discover simple tips on how you can make sure you’ll love your new neighborhood.
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To buy or rent? Take a look at the pros and cons of each to help you decide what makes the most sense for you and your family.
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Discover how you can stay competitive in a seller’s market.
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Protect your personal information from scammers by following the correct steps when sending private and financial documents.
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Buying a home for the first time is a huge step in anyone’s lifetime. Get the tools you need to make your first home purchase smooth and simple.
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The time has come for you to start looking for your dream home, but where should you start? We’ve put together a list of factors to consider and what you’ll need to find the perfect mortgage.
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Remodeling your home can be exciting, expensive, but oh so fulfilling. Learn more about how to prepare for a home remodel.
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Thinking of buying a home? Take advantage of our Monthly Budget Worksheet to make sure you create a solid budget you can rely on!
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Welcome to the new MortgageCenter.com! We’ve redesigned our look and content to create a better experience for you.
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Purchasing a new home requires money for your down payment, cash reserves, and all costs associated with processing your loan. Find out what you’ll need to pay, what kind of funds are acceptable, and when each fee will be due.
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Home equity loans are a great way to gain some extra cash for home improvements, debt consolidation, or other big purchases you’re looking to make. Like any loan, it’s important to understand how a home equity loan works before taking one out.
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If you’re feeling overwhelmed by your mortgage payment, our Member Solutions Specialists may be able to help. As your mortgage lender, we will do everything in our power to help you keep your home.
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Simplify your life by going paperless and receiving your mortgage statement electronically.
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Buying a home is an exciting decision. However, you need to prepare yourself with the right knowledge before you start looking, so you can purchase with confidence when the time comes.
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Appraisals are an important part of the mortgage process. They determine the value of your home in the current market and can affect the amount a lender issues you on your loan.
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